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Privacy & Cookie Policy.

Last updated: 3 July 2026
This policy explains what personal information MikeFX34 (operated by Mike & Clodine) collects when you use mikefx34.com, why we collect it, how we look after it, and the choices and rights you have. We process personal information in line with South Africa's Protection of Personal Information Act (POPIA).

1. Who we are

MikeFX34 provides web-based trading tools, indicators, Expert Advisors and educational material, and operates an Introducing Broker relationship with XM. For the purposes of POPIA, MikeFX34 is the responsible party for the information described in this policy. You can reach us using the contact details in section 10.

2. The information we collect

We only collect what we need to give you access to our tools, support you, and run the platform.

Information you give us

Information collected automatically

We do not collect any analytics or set any analytics cookies until you click Accept on the cookie banner. If you decline, none of the automatic tracking above takes place.

Trading Journal service (optional)

Running the Journal service is entirely optional. If you never install it, none of the trading or balance data above is collected.

3. Why we use your information

What we useWhy
Name, nickname, email, WhatsApp, XM account numberTo create and manage your account, verify your XM partner affiliation, give you access to tools, show the leaderboard, and provide support.
Payment proofTo confirm manual EFT payments and activate your access.
Usage & demographic dataTo understand how the site is used and to improve it. This only happens with your consent.
Trading journal & account statistics (only if you run the Journal service)To show you your own discipline journal and statistics, and to understand account activity so we can manage, support and improve our tools. We do not sell this data or share it with third parties for their own marketing.

We rely on your consent (for cookies and analytics) and on the performance of our agreement with you / our legitimate interest in running the platform (for account and access data).

4. Cookies

Cookies are small files stored by your browser. We keep them to a minimum, and analytics cookies only load after you accept them.

CookiePurposeHow long
mfx_consentRemembers your Accept/Decline choice so we don't keep asking. Essential — set whichever choice you make.~6 months
_ga / _ga_…Set by Google Analytics only after you accept, to measure how the site is used.Up to 2 years

You can clear or block cookies in your browser settings at any time, and you can change your mind here (see section 6).

5. Who we share it with

We do not sell your personal information. We share it only where needed to run the service:

Some of these providers operate outside South Africa, which may involve transferring your information across borders. We only use providers that offer an adequate level of protection.

6. Your choices & how to withdraw consent

You can withdraw your consent to analytics at any time. To do so, either:

Declining or withdrawing consent will not affect your access to the tools you're entitled to.

7. Your rights under POPIA

Subject to the law, you have the right to:

To exercise any of these, contact us using the details below.

8. How long we keep it & how we protect it

We keep your account information for as long as your account is active and for a reasonable period afterwards, or as long as the law requires. We take reasonable technical and organisational steps to protect your information against loss, misuse and unauthorised access. No system can be guaranteed 100% secure, but we work to keep your data safe.

9. Children

MikeFX34 is intended for adults. Trading is high-risk and our tools and accounts are not for anyone under 18. We do not knowingly collect information from minors.

10. Contact us

For any privacy question, or to access, correct or delete your information:

WhatsApp: 079 151 0558

11. Changes to this policy

We may update this policy from time to time. When we do, we'll change the "last updated" date at the top. Significant changes will be made clear on the site.